Stephen Smith | (405) 441-6705
Howard Delaney
Money Strategies
Life Insurance  •  Annuities

Money Strategies that Work
Achieve a level of financial independence most only dream of. 
Effective approach

Enjoy a substantial amount of retirement money through simple saving and spending plans. 
Make your own informed decisions 
The decisions you make now will affect your future.  
There’s no reason to take unnecessary risk with your money…
And there’s no reason to pay an advisor to get regular market returns. 
There’s a lot of outdated advice on money out there—
Traditional strategies, such as buy and hold, have been around a long time. This can be a risky approach, especially nearing your retirement years because the market will fall and you will lose money. 

Depending on your age, will you have enough time to recover?    

Modern portfolio theory—this is not “modern,” it came out in the 1950s. The financial times of the 50’s are quite different than today. Where Modern Portfolio Theory may work for the GROWTH of your money, it’s a completely different story when it comes time to retire. 
Is your retirement keeping up with the times?
Technology changed.
So has retirement planning.

I'm Stephen Smith

"You DO NOT have to take unnecessary risks with your money in order to grow your portfolio and achieve your financial goals in retirement."
I’ve been in the financial services industry since 1991. I believe you DO NOT have to take unnecessary risks with your money in order to grow your portfolio and achieve your financial goals in retirement.

There are many ways to approach your financial success and it is certainly not a One Size Fits All.

My clients wear all different sizes because each financial goal and retirement need is different. If you are unsure of the fit of your current financial plan, I would be happy to sit with you and help to figure it out.

"Maximize the Upside, Avoid the Pitfalls" - Barbara Breece.

Barbara is a Lindenwood University graduate with a BS in business administration and spent forty years in corporate America with seven different Fortune 500 companies in areas of purchasing, inventory control, marketing, and human resources.
   
Having believed she had planned well for her retirement by max-funding qualified accounts (401k, IRA, etc,), the instability of the markets, along with unexpected major family medical expenses, changed everything. She is very passionate about her work to help others avoid the same pitfalls.

"Grow Your Money AND Eliminate the Risk" - Phillip Hinds.

After spending a lifetime in the business world, from president of an industrial distribution company to a career change which enabled him to build a 25-year client-focused financial management firm, he strongly believes the principles and concepts outlined in Merle Gilly’s book, My Family Financial Miracle.
 
He now uses Index Universal Life insurance to construct a financial strategy that eliminates the inherent risk otherwise present in all other plans.
MONEY TIPS
Free Tips & 'How-To' Information
Updated every 1 to 3 weeks, this webinar series will provide you great insights into how money works.

Hosted by key industry leaders, you will learn helpful hints and little-known secrets on how to save, keep, grow, and protect your money.

Pause the video for more options and links to free downloads on the video topic.

Visit Often. Topics change regularly.
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“Winning is only half of it. Having fun is the other half. ” 
~ Bum Phillips
Take Control of Your Financial Future -
No Luck or Guesswork Required!
Free Download!
CLICK BELOW to download a free chapter of My Family Financial Miracle by my friend and colleague, Merle Gilley. 

He’s helped thousands take control of their money, and you might find his ideas useful.
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In Debt and Need Help?
We have a debt-management program that is designed to help you eliminate the bad debt.
You Can Have Financial Security
I invite you to contact Symphony Financial Group today. Let me help guide you through the maze of money solutions and find the best fit for you. 
100% Free Consultation
Financial, retirement and insurance planning all begins with a simple conversation.
Retirement Planning
It's never to late or too early to start. The important thing is to Start Today.
Consumer Advocacy
I’m interested in finding out about you and what you need for your money.
Serving the Oklahoma City Region
Bobby Sampsons,
Founder of RubyGoo.com
"Rick just absolutely rocks!" - Amanda M.

"Very Knowledgeable" - Joyce B.

Bill is not only a very knowledgeable and efficient insurance professional, but he is also very personable and kind.

"A Born Leader" - LTC (Ret) John Chin,PhD, Army Psychologist

"Jordan is a complex, divergent thinker. He is a born leader, a true innovator, and he has an unheard-of compassion for those he leads."
Start Your Free Consultation
 I look forward to meeting you.
 2018 Symphony Financial Group
Symphony Financial Group
1729 W 33rd St, Ste A
Edmond, OK 73013
O: (405) 441-6705
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Symphony Financial Group is a licensed insurance agency. Stephen Smith provides insurance services to clients through Symphony Financial Group, which is separate from Mr. Smith's role as an investment advisor representative of Portfolio Medics. Investment advisory services are offered through Portfolio Medics. Symphony Financial group and Portfolio Medics are not affiliated. The information contained herein is intended for educational purposes only. It does not constitute financial/investment advice, nor is it a substitute for financial/investment advice. Nothing in this message should be construed as investment advice.